function light(f) {
	f.style.backgroundColor= "#999999";
	document.links[f.name].id= "white";
}
function dark(f) {
	f.style.backgroundColor= "#cccccc";
	document.links[f.name].id= "red";
}
function terms() {
	window.name='main';
	window.open('http://www.ipoplanner.com/terms.html','terms',
		'toolbar=no,width=600,height=400,top=100,left=100,scrollbars=yes')
}